EBRI becomes founding member of the Financial Alliance for Racial Equity

Owning both a 401(k) plan and an individual retirement account (IRA) leads to larger balances but missed opportunities to contribute and leakage can reduce those balances when they aren’t maintained. In our latest infographic , EBRI examines the ratio of average combined 401(k) plan and IRA balances to average 401(k) plan balance by age group over time, the share of 401(k) vs. IRA holdings, and evidence of leakage over time.

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Fact-based Research on employee Benefits

Employee Benefit Research Institute

EBRI — a nonpartisan, tax-exempt organization — was created in 1978 for the purpose of contributing to sound employee benefit programs and public policy through independent, objective, fact-based research and education.


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